If you have further questions, please direct your correspondence to the attention: We appreciate **************** feedback as we strive to provide excellent customer service and she is a valued customer. 02 back to the card used and have adjusted our system so that this doesnt occur going forward. 01 over the stated premiums, this was due to a system rounding calculation. In reviewing the premiums received, they were drafted. In our response letter to *********************, we provided the forms for switching the payment method to receive the discount going forward. However, the autopayments were set up to be drafted going forward from a credit card, which doesnt receive a discount. The initial premium was provided via check and reflected the discounted rate for setting up auto payments to be drafted from a checking or savings account. A separate letter was sent to ********************* with more details than provided here. We appreciate the opportunity to address our customers concerns presented to your office. Your inquiry on behalf of ********************* has been received and reviewed. We would like anyone from their claims department to contact us to confirm that they finally have every detail they require to review our claim.************************* We have received little to no communication at all about where the claims review process stands from the Gerber Claims Examiner. The responsiveness and desire to avoid paying out the policy has been clearly shown during this 8 month process after my wife's passing. At no point in time was it ever communicated that we would need to provide OVER A DECADE of medical records to make a claim if it ever happened.
Additionally, Gerber has requested 12 years of medical records to even review the claim my son and I have made. I could have sent this over immediately to their team if I had been notified. Gerber most recently has not notified me they were waiting on an autopsy report that was sent directly to me in March of 2023.
The issue I have is that Gerber is actively not notifying me about the documentation that is being held up to complete their review of our two policies. I am her widowed spouse and she also left behind a 9 month old son at the time. While this plan appears compelling and efficient, calculating the cost of insurance Gerber takes between years 0-18 is enough to increase coverage later.My wife passed away in January of 2023. For instance, if you have $15,000 in initial coverage, it is bound to increase up to $30,000 once the child becomes 18 years old. Gerber’s coverage doubles or increases twice from its initial value at age 18 and onwards. But the price at which they provide similar services is all that makes the difference. So essentially, the Gerber life plan insurance offers almost the same plans as any other insurance company. Gerber’s insurance policy is contingent upon a payment protection rider available at no expensive rate and cost.
They don’t even have to show evidence of insurability. Without any administrative hindrance or restriction as par. Gerber grow up plans also allows parents to purchase more coverage for their children later in life. Grandparents can also buy this policy for their grandchildren without seeking permission from children’s parents. This policy can be purchased without the need to qualify for any exam at all. There is no hard and fast rule of healthy medical examination that makes children qualify for this plan. Gerber is available in all 50 states in the USA and offers unisex prices in all of them except for in CA and FL.
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